|
1561 N Lake Howard DRIVE, Winter Haven, FL, 33881 | $599,000
*Seller is motivated- Agents bring your buyers! Welcome to 1561 Lake Howard Dr, a piece of history nestled on an oversized corner lot with large fenced back yard in the heart of Winter Haven. The home sits along the picturesque Northern shores of Lake Howard, part of the "Chain of Lakes", and sought after community of Interlaken. The home offers an impressive 125 feet of LAKE FRONTAGE, ready for the addition of a custom boat dock to provide direct access for you to embrace the quintessential Winter Haven, Florida “Chain Life”.
This 1920 home offers 5 bedrooms and 2 ½ bathrooms in the main house, with several “bonus” rooms that could easily be used as additional bedrooms or office spaces. The original southern pine and oak floors were refinished to their original beauty in 2023. Some of the additional updated features include NEW WINDOWS in 2017, NEW ROOF in 2018, interior and exterior paint 2018. All of the major components have been addressed, providing you the historic charm with newer modern conveniences.
There is also a studio style guest room/apartment attached to the garage with a private bathroom and separate entrance with a screened in porch.
The home is located within close proximity to top-rated schools, fine dining and shopping in the charming downtown Winter Haven, as well as recreational amenities that surround the area. Don’t miss your chance to own a piece of Winter Haven’s storied past- schedule your private showing today and start enjoying your very own front porch sunsets.
Features
- Rooms: 7
- Bedrooms: 5
- Baths: 2 full / 1 half
- Lot Size: 125 x 130
- Laundry: Gas Dryer Hookup, Inside, Laundry Closet
- Year Built: 1920
- Garage: 2-car Garage Door Opener, Garage Faces Side, On Street
- Heating: Central, Electric, Heat Pump, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 3,708
- Acreage: 0.43
- Lot Size: 125 x 130
- Est. Taxes: $2,761
- Lot Desc: Corner Lot, Historic District, City Lot, Oversized Lot
- View: Water
- Elem. School: Inwood Elem
- Middle School: Westwood Middle
- High School: Winter Haven Senior
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator, Washer
- MLS#: P4930252
- Days on Market: 192 days
- Website: https://www.raveis.com
/prop/P4930252/1561nlakehowarddrive_winterhaven_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 Phone: 863-508-3000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1561 N Lake Howard DRIVE, Winter Haven, FL, 33881
$599,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $230 | $230 | $230 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
| Total Monthly Payment | $3,510 | $3,507 | $4,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388