Village Gardens is a beautiful, park like setting with a stunning tree canopy and recreational facilities including a heated pool, pickle ball & tennis courts and a clubhouse with activities. Conveniently located just north of downtown Sarasota and near the University Parkway corridor providing quick access to Sarasota Bradenton International Airport, UTC Mall and I75. Live here and you will also be near cultural & educational institutions like the Ringling Museum of Art & Design, Asolo Theatre of Performing Arts, the Sarasota Ballet, Ringling College of Art and Design and USF! This is a rare opportunity to own the “Palm” model with a fully enclosed Florida room making it one of the larger homes in the community. Another important upgrade is a complete set of impact resistant, insulated, “hurricane” windows. These were custom made including the clerestory windows in the great room which has a vaulted ceiling. There is a tiled front porch big enough to visit with neighbors, a foyer entry and a large eat in kitchen. The chefs among us will appreciate the natural gas range and the moveable, butcher block island. A colorful, tiled backsplash adds some whimsey. Floors throughout are a combination of an oak laminate and ceramic tile. The primary bedroom is an en-suite with a walk-in closet, low threshold shower and direct access to the Florida room. The second bedroom is currently set up with a Murphy bed and the bath has a tub for those wanting a soak. The Palm model also has an interior utility room with storage cabinets, a washer, and a dryer. Out back you’ll find a cozy paver patio with a walkway leading around to the carport. The long views are of the lush, well-maintained grounds which retain a very natural look and feel. This property is being sold with contents as pictured. Move right in!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,889 |
Total Monthly Payment | $1,631 | $1,630 | $2,030 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.