Welcome to this lovely 4 BR/2. 5 BA raised ranch nestled in a private Mt. Carmel neighborhood. As you pull in from the driveway you will see the beautiful newly pavered walkway and stonewall (2020) that leads you up to the home. The main floor features a spacious LR/DR area with a wood burning fireplace, kitchen with island, SS appliances and tile flooring. 3 bedrooms, including the primary bedroom with full bath, and 2 additional bedrooms, all have hardwood floors. Lower level features a 4th bedroom that can be used as an office or home gym, half bath, family room with bar and fireplace, laundry and access to oversized 1 car garage. Main floor also includes a heated sun room with access to the Trex deck overlooking a beautiful, level yard with a shed. Recent updates include furnace (2020), roof (2020), siding (2020), driveway (2020), solar (2022) & Leafguard gutters. Hardwood floors under LR/DR carpeting. 25 yr. solar lease. Video equipment in use. Close to Quinnipiac University and Sleeping Giant. Property being sold AS IS. ***HIGHEST & BEST OFFERS BY NOON, TUESDAY 11/14!*** ***HIGHEST & BEST OFFERS BY NOON, TUESDAY 11/14***
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Lower | |
Dining Room | Combination Liv/Din Rm | Main |
Family Room | Wet Bar,Fireplace,Laminate Floor | Lower |
Kitchen | Granite Counters,Island,Tile Floor | Main |
Living Room | Combination Liv/Din Rm,Fireplace | Main |
Primary Bedroom | Full Bath,Hardwood Floor | Main |
Sun Room | Sliders,Tile Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $766 | $766 | $766 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,035 |
Total Monthly Payment | $3,236 | $3,233 | $3,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.