Nature Lovers Dream for this townhome located in a forest like setting with direct saltwater canal access to the Sutherland Bayou known as Ryans Woods - there is a small launch site for your paddle board/kayak/canoe! There are only 20 waterfront townhomes in this golf cart friendly community between the Pinellas Trail and the Gulf. This townhome is an end unit with tiled entrance to the first level offering an oversized one car garage and flex space that can be used as the third bedroom/office/family gathering area/in-law suite as it has its own private bath, built in cabinet space and french doors out to the open patio overlooking the bayou. The second level opens to the main living area, wood flooring thru out, gas fireplace, wall sliding doors out to the open balcony, and half bath into spacious eat in kitchen with extended wood cabinets, granite counters and built in desk nook. The primary bedroom suite is located on the third floor with its own private balcony, plenty of closet space and primary bath. The 2nd bedroom has large walk in closet, stackable washer/dryer and its own private bath also. The townhome is solid block construction, uses gas for the fireplace and water heater. Community pool and cabana a few steps away. Trash and lawn service is included in the rent and this is a non smoking/vaping residence. The owner would prefer no pets please. Local schools are Ozona Elementary, Palm Harbor Middle and Palm Harbor High School.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,320 | $2,320 | $2,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $15 | $20 |
Total Monthly Payment | $90 | $90 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.