796 Village Lake TERRACE N, #204, St. Petersburg, FL, 33716 | $140,000

Under contract-accepting backup offers. Welcome to the highly desirable Village Lakes community! This updated, turnkey, fully furnished second-floor condo offers 1 bedroom and 1 bathroom, ready for you to call home. As you step inside, you'll be greeted by beautiful laminate wood flooring and a wall of windows that allow plenty of natural light to flood the space. The kitchen is sure to impress with its stunning cabinetry, granite countertops, stainless steel appliances, subway tile backsplash, and a pass-through to the living room, creating a spacious and inviting atmosphere. The oversized bedroom features an ensuite bathroom and a large walk-in closet. The balcony provides the perfect spot to relax and enjoy the natural surroundings. The Village Lakes Condo Community is impeccably managed, featuring serene lakes, lush landscaping, and an array of amenities. Residents can enjoy this pet friendly community strolling around the lake via a charming walking bridge, taking a dip in one of two community heated pools (one with a kiddie pool), utilizing private clubhouses, relaxing in the sauna, or taking advantage of the community playgrounds, splash pool, convenient car wash station, or either of the two tennis courts. Additionally, the association fee covers water, sewer, cable, trash, internet services, and pest management. Located just minutes away from gyms, restaurants, grocery stores, and gas stations, this property offers unparalleled convenience. With easy access to I-275, residents can quickly reach Tampa, downtown St. Pete, beautiful beaches, and two international airports. This home checks every box for top-notch amenities at an affordable price. Schedule your showing today and discover your new home in Village Lakes!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Cable TV, Clubhouse, Laundry, Maintenance, Playground, Pool, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: VILLAGE LAKE CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 675
  • Acreage: 0.02
  • Est. Taxes: $1,063
  • Condo Fee: $436 Monthly
  • View: Pool
  • Elem. School: Pinellas Central Elem-PN
  • Middle School: Fitzgerald Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: U8247871
  • Days on Market: 128 days
  • Website: https://www.raveis.com
    /prop/U8247871/796villagelaketerracen_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 1:53:04 AM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

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796 Village Lake TERRACE N, #204, St. Petersburg, FL, 33716

$140,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $112,000 $112,000 $112,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $89 $89 $89
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $745 $744 $960
Total Monthly Payment $909 $908 $1,124

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.