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20 Oak Lane, Prospect, CT, 06712 | $389,000
Don't miss this special opportunity to own the perfect home! Located on a side street in a small New England town yet minutes to I84, The Merritt & Rt. 8. Sellers have tastefully updated this Ranch with gleaming hardwood floors, remodeled kitchen, new interior doors, updated lights and ceiling fans, painted walls and remodeled main full bath. Enjoy the open floor plan of the main living area. Lower level offers additional room with several options, 2nd full bath, laundry & boiler in utility room. Slider to spacious Trex deck and private level fenced rear yard with firepit and shed. Move in and enjoy, all updated permits in place. Soil testing has been done & Chesprocott approved for future 3-bedroom septic if you ever want to expand. Note: garage is the only area that has electric heat the house has 2 zone oil hot water baseboard. Please view the list of upgrades, as there is not enough room to list them all! You can enjoy the holiday in your new home- so move fast! TO TRULY ENJOY THIS HOME, CLICK ON THE ICON UNDER THE PICTURES! Remodeled fully applianced kitchen with subway tile backsplash and granite counter, island with wood block top. Dining area to slider to deck. Living room with beautiful ceiling fan. Remodeled full bath with wide tile floors and double vanity with granite top. 2 zone heat with new thermostats. New interior doors with new hardware, new ejection pump for lower level. New above ground oil tank with safety pads. 2 car garage with epoxy floor, steel beams, built in cabinets with work bench, wired for generator and approved testing for future 3-bedroom septic . Additional insulation in attic help keep utility cost down. Average electrical cost $76. 00 monthly, average oil cost $140. 00 monthly.
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Lower Level
- Style: Ranch
- Year Built: 1969
- Garage: 2-car Under House Garage,Driveway
- Heating: Baseboard,Hot Water,Zoned
- Cooling: Ceiling Fans,Central Air
- Basement: Partial,Heated,Garage Access,Partially Finished
- Above Grade Approx. Sq. Feet: 1,184
- Below Grade Approx. Sq. Feet: 506
- Acreage: 0.46
- Est. Taxes: $4,926
- Lot Desc: Fence - Partial,Lightly Wooded,Level Lot,Cleared
- Elem. School: Prospect
- Middle School: Per Board of Ed
- High School: Woodland Regional
- Appliances: Oven/Range,Microwave,Refrigerator,Washer,Dryer
- MLS#: 24056467
- Website: https://www.raveis.com
/prop/24056467/20oaklane_prospect_ct?source=qrflyer
Listing courtesy of Pavlik Real Estate LLC
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Remodeled,Ceiling Fan,Hardwood Floor | 15.0 x 12.0 | Main |
| Dining Room | Remodeled,Sliders,Hardwood Floor | 15.0 x 11.0 | Main |
| Full Bath | Remodeled,Granite Counters,Double-Sink,Tub w/Shower,Tile Floor,Wide Board Floor | Main | |
| Full Bath | Stall Shower,Tile Floor | Lower | |
| Kitchen | Remodeled,Granite Counters,Country,Dining Area,Hardwood Floor | 9.0 x 11.0 | Main |
| Living Room | Ceiling Fan,Hardwood Floor | 15.0 x 24.0 | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | 15.0 x 21.0 | Main |
| Rec/Play Room | Full Bath,Walk-In Closet,Engineered Wood Floor | 15.0 x 14.0 | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
20 Oak Lane, Prospect, CT, 06712
$389,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $411 | $411 | $411 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,070 | $2,068 | $2,624 |
| Total Monthly Payment | $2,555 | $2,553 | $3,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524