Welcome to your private oasis in the highly sought-after Rustic Oaks subdivision. This rare, END-UNIT VILLA offers 2 SPACIOUS BEDROOMS and 2 BATHS in a quiet 12-unit community with a BRAND NEW ROOF. Thoughtfully designed, the SPLIT FLOOR PLAN creates maximum privacy, with the PRIMARY SUITE opening through French doors to a SCREENED-IN LANAI, overlooking a vast, BEAUTIFULLY LUSH CORNER/BACKYARD filled with Florida-native greenery and mature oak tree canopies. Step inside to find a welcoming GREAT ROOM with VAULTED CEILINGS and LAMINATE FLOORS. The WELL-MAINTAINED KITCHEN features immaculate ORIGINAL TILE, GRANITE COUNTERTOPS, and UPGRADED STAINLESS-STEEL APPLIANCES. A cozy BREAKFAST BAR flows into the dining area and great room, providing seamless living and dining spaces. The villa also includes a 5-YEAR-OLD A/C with a NON-REPLACEMENT FILTRATION SYSTEM for easy maintenance, a COVERED CARPORT with a LARGE STORAGE SHED, and access to the COMMUNITY POOL. This prime SARASOTA LOCATION is minutes from the vibrant DOWNTOWN area, renowned ART GALLERIES, TOP DINING SPOTS, and SIESTA KEY’S WORLD-FAMOUS BEACHES. Enjoy easy access to the Baltimore Orioles' spring training facility, ED SMITH STADIUM, and all the cultural charm Sarasota has to offer, including the Ringling Museum, Florida Studio Theatre, and Selby Gardens. Schedule your tour today and experience the best of FLORIDA LIVING in Rustic Oaks.
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Our Executive Mortgage Banker:
Our Insurance Division:
$218,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $174,400 | $174,400 | $174,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,160 | $1,159 | $1,471 |
Total Monthly Payment | $1,475 | $1,474 | $1,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.