This is a rare opportunity at Bouchelle Island to own one of the most sought after 3 bedroom 2 bath villas with an attached garage. Fully furnished, the villa includes new appliances, new master bedroom, living room, and dining room furniture with new fixtures and countertops in the bathrooms and kitchen. New carpet throughout and new tile on the lanai is protected by Cat 5 hurricane windows and sliding glass door as well as hurricane shutters on the lanai. NO LEAKS! Parking is never a problem with multiple guest parking spots in front and adjacent to your home. Just minutes to the beach, Bouchelle Island offers an 18 hole pitch and putt golf course, tennis, pickleball, shuffleboard, two swimming pools, hot tub, fitness facility, clubhouse, a boat yard with dry slips, boat ramp with entertainment area, and the largest number of private wet slips in the New Smyrna Beach area with a floating dock. Bring your bikes, kayaks, and fishing poles for some outdoor fun or just enjoy a relaxing afternoon by the pool and finish off the day with a sunset at the fire pit. The unit comes with renters Jan-April 2025 providing enough income to pay for HOA and association fees for the year.
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Our Executive Mortgage Banker:
Our Insurance Division:
$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.171% | 6.518% |
Monthly Tax Payment | $503 | $503 | $503 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,013 | $2,972 | $3,834 |
Total Monthly Payment | $3,608 | $3,567 | $4,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.