Make this your next home IN A GATED COMMUNITY OF WATERFORD. Move-in READY with fresh paint, updated lighting, fans and fixtures. Unit has it's own private driveway and a screen door over the front door. Windows are washed and all the tile was professionally cleaned November 1st. Well cared for this is a great opportunity to make this 2 bedroom with 2 bathrooms your home to start off in or retire in. Waterford Condomimiums is a great place to live with lots of nature to enjoy, . . . it is surrounded by ponds and preserve. It is a quiet place to live off a dead-end street. APPLIANCES ARE 4 YEARS OLD. Some of the new items installed in October 2024 were NEW BATHROOM LIGHTS, NEW BLINDS, NEW PAINT AND A GARAGE THAT HAS A NEW STAINED FLOOR TO MATCH THE INSIDE TILE. Water softener is sold AS IS and Williams Water can set it up for the next buyer. Conveniently located in an top rated school district with school bus pickup outside the gates, walking distance to grocery shopping, coffee and restaurants. Within 30 minutes drive to Tampa International Airport, beaches and sports activities. Dont' miss out on this. Can be purchased with an FHA loan also. NO FLOODING DURING THE RECENT STORMS AND NO POWER OUTAGES OCCURRED AT WATERFORD CONDOMINIUMS.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $254,400 | $254,400 | $254,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,693 | $1,691 | $2,145 |
Total Monthly Payment | $2,072 | $2,070 | $2,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.