One or more photo(s) has been virtually staged. This adorable 2 bedroom home is ready and waiting for a new owner who wants to move right in without any prep work required! New, tasteful, vinyl flooring runs consistently through the entire house and the interior has been completely repainted. The roof is new (August 2023) and the electric panel was replaced in April of 2024. The original house was 1152 sf with an open porch of 202 square feet but the porch was enclosed at some point and A/C was brought to the room making the total square footage under air 1354. It's a large sun-filled room that adds plenty of living space and could be used for a variety of purposes. With an interior laundry room this home has got everything a buyer is looking for! Ithaca St is in a popular part of Port Charlotte close to just about everything: hospitals, shopping/dining areas, the beach complex, parks, schools, marinas, and the new Sunseekers resort! And it's less than 15 minutes to the airport and Punta Gorda's historic district where there's some kind of activity or festival going on every weekend! This is the perfect starter home, winter retreat or prudent Air BnB investment!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,920 | $167,920 | $167,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,146 | $1,116 | $1,416 |
Total Monthly Payment | $1,498 | $1,468 | $1,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.