HOME WAS FLOODED DURING HURRICANE HELENE. FEMA LETTER AMOUNTS IN THE NEXT SENTENCE. The preceding value allocation to the structure would allow improvements not to exceed $195, 218 based on the 50% rule (St Pete is 49%)
PLEASE READ THE PREVIOUS WRITE UP TO SEE ALL THE HIGH END AND RECENT UPGRADES. Come and see this Exquisite 5/2/2 home in the much-desired city of St. Petersburg Florida. Located on one of St Petersburg's most sought after streets, this fully updated 5-bedroom, 2-bathroom home offers a blend of luxury, modern amenities, and impeccable style. This home boasts numerous recent upgrades, including a new roof (installed January 2022) new 30K hurricane rated sliding glass doors, newer windows, ensuring modern comfort and efficiency. The property features a brand new $85, 000+ swimming pool with a stunning waterfall feature, sun deck, Pebble Tech finish, and a Pentair saltwater system. The pool area is beautifully enhanced with shell stone pavers laid in a herringbone pattern, and Pentair multicolor LED lights that create a magical nighttime ambiance. The new vinyl fencing includes large gates on each side of the house, providing ample space for a boat, RV, or utility trailer. Additional parking is available with a new concrete pad adjacent to the garage, seamlessly connecting to the original side pad. The property has been professionally landscaped, boasts reclaimed water, featuring new St. Augustine grass, 7 Christmas Palm trios in the front yard, and 14 palms along the back property line. The irrigation system is a 5-zone Rain Bird system, remotely controlled via the Rain Bird app, using reclaimed water. Seamless gutters with multiple downspouts and underground runoff (for 3/4 of the house) have been installed. The front patio, enhanced with 2-foot square tiles, and new exterior lighting updates, including wood trim and programmable smart LED can lights, add to the home’s curb appeal. This amazing home also features a brand new York central A/C system with a new air handler, compressor inverter system, Sensi smart thermostat, new ductwork, and insulation, ensuring optimal indoor climate control. A brand-new water heater installed in 2022 further enhances the home’s efficiency. The kitchen has been updated and features stainless steel appliances and a large island with quartz countertops which is perfect for entertaining and having a bite to eat while the chef is hard at work.
This home is perfectly situated, just 20 minutes from the beaches and 10 minutes (or an easy bike ride) to downtown St. Pete, where you can enjoy a variety of restaurants, shopping, and waterfront views. This convenient location also offers easy access to the new YMCA, the interstate to Tampa and the Skyway Bridge to Sarasota. Don't miss the chance to own this beautifully updated home on the famous Bayshore Boulevard in Northeast St. Pete. Call today to schedule your private tour and experience the unparalleled luxury and convenience this home offers.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,920 | $719,920 | $719,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.876% | 6.725% |
Monthly Tax Payment | $1,263 | $1,263 | $1,263 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,610 | $4,669 | $6,271 |
Total Monthly Payment | $5,965 | $6,024 | $7,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.