Great 4 BR, 3 bath, POOL home with FENCED YARD in the GATED community of Valencia Gardens READY FOR A QUICK CLOSING! Welcome to this 3-WAY-SPLIT FLOOR PLAN where everyone has their own space. Enter double glass doors to a large living room that could also be used as a home office, fitness room, or playroom. Formal dining room and handy coat closet are also off of the foyer. Continue through to a HUGE FAMILY ROOM with high ceilings, can lighting, and crown molding with LARGE SLIDERS TO THE POOL / LANAI. Family room opens to a kitchen with tray ceiling, breakfast bar, pantry, and newer STAINLESS STEEL APPLIANCES and includes a breakfast nook. Primary bedroom is to the back right of the home and boasts sliders to the lanai, tray ceiling, WALK-IN CLOSET and extra reach-in closet, and EN SUITE BATHROOM with DUAL SPLIT VANITY, garden tub, separate shower, and private water closet. 2 good-sized bedrooms with VAULTED CEILINGS are located down hallway near dining room and share a bathroom. 4th bedroom is at the rear left of the home, is a large 10x13, and has its own bathroom with door to the lanai. Solid surface flooring in whole house, NO CARPET! Interior laundry room leads to the 3 CAR GARAGE and plenty of driveway space. Backyard is fenced with private wooded buffer. Plenty of room on covered 9x18 patio for outdoor furniture. NEW ROOF as well as NEW INTERIOR AND EXTERIOR PAINT. Valencia Gardens has NO CDD FEES and is a peaceful neighborhood with only one way in and out, and directly across from Land O Lakes Recreational Complex which features tennis courts, dog park, skate park, Olympic swimming pool, full court basketball courts, and all sports fields. Land O Lakes Library is also adjacent. Just minutes from grocery store, coffee shops, restaurants, and Tampa Premium Outlets as well as I-75 / I-275 access. Also a convenient drive to Downtown Tampa and Tampa International Airport. Please call today for your private tour!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $474 | $474 | $474 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,033 | $3,030 | $3,909 |
Total Monthly Payment | $3,599 | $3,596 | $4,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.