Move right into this expansive well-appointed home completed in 2013 of Benson Woods development. Phase 1 and 3 are completely sold out. Phase 2 to be built. This is a rare opportunity to own a larger, upgraded Phase 1 unit. With an attached two car garage opening to the main level with a sunny great room with soaring ceiling height, gas fireplace, ceiling fan and open flow to the dining room and kitchen. Kitchen is well appointed with granite countertops, center island and upgraded cabinetry. The primary suite is on the main floor with double walk-in closets, full bath with granite vanity, spacious walk-in shower and double sink. Guest bedroom/office, half bath and laundry room complete this floor. The upper level with a spacious loft overlooking the great room, an office/bedroom and full bath. Hardwood floors are throughout the home, with custom lighting, custom blinds and so much more. The lower level with interior stairway and walk out is a full basement with pre-plumbing for an additional expansion. This home is conveniently located close to Highways for easy commute to Fairfield, Westchester, Danbury, Hartford. Don't miss out on this one.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Built-Ins,Hardwood Floor | 10.0 x 10.0 | Upper |
Den | Main | ||
Eat-In Kitchen | Built-Ins,Granite Counters | 14.6 x 21.7 | Main |
Full Bath | Upper | ||
Great Room | 9 ft+ Ceilings,Vaulted Ceiling,Gas Log Fireplace,Hardwood Floor | 17.0 x 19.0 | Main |
Half Bath | Main | ||
Loft | Interior Balcony,Hardwood Floor | 15.5 x 20.0 | Upper |
Primary Bath | Built-Ins,Double-Sink,Stall Shower | Main | |
Primary Bedroom | 9 ft+ Ceilings,Full Bath,Walk-In Closet,Hardwood Floor | 15.3 x 17.6 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $763 | $763 | $763 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,738 |
Total Monthly Payment | $3,756 | $3,753 | $4,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.