Adorable bungalow home, lushly landscaped in the popular Northeast Corridor of St. Pete! Conveniently located near downtown and all the shops, markets & restaurants on 4th St. It has been lovingly maintained and has new Luxury vinyl flooring. Kitchen features light and bright cabinets to ceiling with molding, subway tile backsplash, porcelain tile flooring & Cambria Quartz countertops. There is a built-in wine cabinet, farmhouse sink with spring neck faucet & stainless-steel appliances that complete the very modern look. Bathroom has marble flooring, including the shower. The shower features a rainfall shower head + handheld, and recessed LED lighting. Light & bright dining room area features porcelain tile & a French door leading to the serene, fully fenced back yard. The back patio lanai is a great entertainment area surrounded by lush tropical plantings. Well water designated for front and back sprinkler system. New electric tankless hot water(2022), New stack washer/dryer(2022) included, HVAC (2019) Back yard has alley access, and a beautiful private additional parking area that is ideal for a small RV or boat or 2nd car! Front driveway parking has pavers. This property is situated in zone C and has not and did not flood during last storm! Broker/Owner
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,920 | $1,920 | $1,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $13 | $13 | $16 |
Total Monthly Payment | $88 | $88 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.