Now Selling - Spring Ridge, a beautiful new community in the heart of Anderson, SC. This community will be just 20 minutes from Lake Hartwell and Downtown Anderson. Allowing you to enjoy both the lake and city life! Downtown Anderson is well-known for its local dining, shopping and entertainment options. Single story and two-story homes from our Tradition Series offering 6 different floorplans, interior design selected packages, and Smart Home Technology. Conveniently located only minutes from I-85, Spring Ridge is sure to be the perfect place to call home! Your dream home awaits in this charming South Carolina community. Stunning Cali Four Bedroom Ranch Plan with Covered Back Patio Welcome to your dream home! This elegant ranch plan offers the perfect blend of modern convenience and luxurious features. This home boasts a tranquil covered back patio, perfect for enjoying your morning coffee or hosting gatherings with friends and family. Step inside and be amazed by the contemporary design and top-notch finishes. The kitchen is a chef's delight with sleek quartz countertops, complemented by the convenience of a tankless hot water heater. You'll love the laminate tile flooring throughout, with carpet in the bedrooms. The master bedroom features a deluxe en-suite bathroom with a soothing soaker tub, making it the perfect retreat after a long day. Plus, there's a large walk-in closet to accommodate all your wardrobe needs. Embrace energy efficiency with LED lighting throughout the home, reducing your environmental footprint and saving on utility bills. The smart home package includes 2 Alexa systems, smart thermostats in the garage, and keyless entry, allowing you to control your home's functions effortlessly. Don't miss this opportunity to own a home that combines comfort, style, and modern technology. Schedule a tour today and make this your forever home! Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. **Call the listing agent for information.
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,712 | $276,712 | $276,712 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,841 | $1,839 | $2,334 |
Total Monthly Payment | $1,916 | $1,914 | $2,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.