Furnished, Winter Beach Rental available Jan 1st (flexible/possibly sooner). Giants Neck Heights Beach Association, Niantic, CT. Open concept kitchen with an enormous island perfect for entertaining and a gorgeous, heated sunroom full of windows and accented by a propane fireplace set in a ceramic tile mantel. A vaulted wooden ceiling evokes even more warmth. A Truly Stunning home, solidly built in 2020. Hardwood floors throughout, tile bathrooms, Chef Style kitchen, 1/2 Bath on Main Floor. Upstairs is the Primary Ensuite (Full Bath) Bedroom plus two more bedrooms and another full bathroom with double sinks. Additional spaces on the second floor are a spacious laundry room and a bonus room that gets south facing light, Perfect for office, workout room or a playroom/nursery. With the double sized lot, with space for four cars plus your small watercraft, you are less than 1/3 of a mile to the private beach as well as just a quick walk connecting you to rocky neck state park. You cannot go wrong taking this winter rental for one month or several. Pets are allowed with approval from landlord and pet deposit (refundable). The house is furnished nicely. Please bring your own sheets and towels. Home only has one tv, guests are welcome to bring what extras they may need to make themselves comfortable and for entertainment. Perks! Playground, tennis, Ravenswood trail, kayak/small watercraft launch at clubhouse. Not Year Round, only available at this price through April 30, 2025.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Main | |
Living Room | Main | |
Office | Upper | |
Primary Bedroom | Full Bath | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,480 | $2,480 | $2,480 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $17 | $16 | $21 |
Total Monthly Payment | $92 | $91 | $96 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.