Your WATERFRONT home search might end here! This is a very clean and well maintained home with NO HOA and NO AGE RESTRICTIONS with water frontage on a canal leading to the Harris Chain of Lakes. Just minutes to Little Lake Harris, not far from many restaurants and some great fishing! Light and bright inside, you will appreciate this home is move in ready and the FURNITURE IS OPTIONAL. This would make a great first time home, winter retreat, or a place to downsize and not have a lot of work to do. This home has 3 bedrooms PLUS A DEN, and has a desirable open floorplan with split bedrooms. As you step inside, you'll enter the living and dining room areas and you'll find the enormous kitchen open to the main living space. This is a good option for a larger interior space if want a more "open" feeling. It hardly feels like a manufactured home with its finished walls and generous room sizes. There is a wood burning fireplace in the living room, as well as skylights that provide an abundance of natural light. In addition to the dining room, there is also a breakfast bar in the kitchen for more casual dining. Off the kitchen is an inside laundry room (no having to go through the carport to get to your laundry). To the right of the kitchen/living room is a hall leading to 2 generous sized bedrooms and a guest bathroom. One of the bedrooms has a large, beautiful deck overlooking the backyard and canal (also accessible from the outside behind the carport). Back inside to the left of the kitchen and living room is an office space which adjoins the primary suite. The large primary room has a huge walk in closet and en suite bathroom. This is a great floorplan for having guests as everyone has ample space to enjoy but can still have plenty of room for fun in the main living area. Outside, the property is partially fenced with a boat dock (needs a little work) and has lots of area for your BBQ grill, outside dining, games, or lounges for relaxing after a long day on the boat. In the carport, there is a sizeable workshop/storage space, along with covered parking. In addition, there is a widened driveway for additional parking. The seller has enjoyed the home for many years and will spend her last winter here before handing the keys to someone else who will love it as much as she did. This home is truly move in ready so come see for yourself how affordable you can live on the water in beautiful Central Florida!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $218,320 | $218,320 | $218,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,452 | $1,451 | $1,841 |
Total Monthly Payment | $1,632 | $1,631 | $2,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.