Looking to make a move to your new Florida home with no hurricane flooding in Flood Zone X? Welcome home to your maintenance free condo in the highly desirable Bay Pines, a vibrant pet friendly 55+ Condo Community with fantastic amenities just across from the Regional VA Hospital and walking distance to Wal-Mart! NO MILESTONE INSPECTIONS NEEDED and ASSUMABLE VA MORTGAGE in place. Live the Florida lifestyle in this Ground-Floor Corner Unit that offers 2 bedrooms and 2 bathrooms with an enclosed Florida room and inside laundry. Natural light floods the home with large windows and the corner lot allows for an expansive feeling of additional outdoor space beyond the patio and lovely views of mature landscaping.
Recently renovations have been completed in the kitchen and bathrooms featuring granite countertops and new cabinets with a brand new refrigerator in 10/24. New windows were also installed in the Florida room. Ceilings fans are throughout the unit and the spacious primary bedroom offers a large walk in closet.
The Community has outstanding recreational facilities that include a large fully enclosed Heated Pool, Shuffleboard Court, Fitness Center, Billiards Room, Clubhouse with an Auditorium, Card Room, Library, and a Ping Pong Table. Or take advantage of the prime location and explore the many shopping and dining choices. You will be only minutes from several of the West Coast's famed beautiful white sand beaches including Madeira Beach, Treasure Island, John's Pass, and Indian Rocks Beach! Several state parks, marinas and boat launches are also minutes away. The surrounding area is known for its outstanding natural beauty with a plethora of outdoor activities, walking trails, picnic areas, and scenic water views, making it a great place to relax and enjoy outdoor activities.
You'll be sure to enjoy showing off your new home and the unending possibilities of places to go and things to do with your visitors.
This home has low taxes and the maintenance fee includes recreational facilities, maintenance of the grounds and exterior of buildings, water, sewer and garbage, insurance, cable and internet access.
Call to Schedule your Private Showing or Virtual Tour Today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,200 |
Total Monthly Payment | $1,061 | $1,060 | $1,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.