1540 Palmetto STREET, Clearwater, FL, 33755 | $358,000

Under contract-accepting backup offers. Welcome to your dream Florida home! This updated 3-bedroom, 2-bath gem is a rare find in a highly sought-after neighborhood, offering the perfect blend of style, comfort, and convenience. Step inside to an inviting living and dining area that flows seamlessly into a beautifully designed kitchen. Featuring stainless steel appliances, elegant cherry wood cabinets, and high-definition laminate counters, this kitchen is a chef’s delight! The bathrooms have been updated and the primary suite has a large closet and the primary bath has a large updated shower.

A unique bonus conversation pit adds extra square footage, providing a cozy spot for gatherings. The home also includes brand-new, front-loading washer and dryer units valued at over $2, 500, adding to its appeal and convenience.

Outside, the spacious backyard offers limitless possibilities. Create your own tropical oasis with plenty of room for a pool and secure RV parking behind the fence. A new fire-rated side garage door adds an extra layer of safety. The roof was replaced in 2019, and smoke alarms are installed in every bedroom for added peace of mind.

This home’s location can’t be beat! It’s within walking distance of the top-rated Clearwater Fundamental Middle School, a short 13-minute drive to Clearwater Beach, 10 minutes to vibrant Downtown Dunedin, 20 minutes to scenic Honeymoon Island, 18 minutes to PIE Airport, and only 25 minutes to Tampa International. Don’t miss this incredible opportunity—schedule your viewing today, as this home won’t last long!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 103
  • Laundry: In Garage
  • Year Built: 1956
  • Garage: 1-car Circular Driveway, Garage Door Opener, RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,296
  • Acreage: 0.19
  • Lot Size: 80 x 103
  • Est. Taxes: $3,891
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8317139
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8317139/1540palmettostreet_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 2:01:44 AM)
Listing courtesy of GERIA REALTY, LLC   Phone: 727-492-8490

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1540 Palmetto STREET, Clearwater, FL, 33755

$358,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $286,400 $286,400 $286,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $324 $324 $324
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,905 $1,904 $2,456
Total Monthly Payment $2,304 $2,303 $2,855

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.