Welcome to this lovingly maintained two-bedroom, two bathroom condominium located in a peaceful and vibrant community. This beautifully updated condo on the West Side of On Top of the World boasts 1675 square feet of space, crown molding throughout, two full bathrooms, a small office and a spacious and approved laundry room. Luxury vinyl flooring is featured in the living room/dining room, Florida room, kitchen, office, and hallways, while tasteful carpeting provides comfort and warmth in the two bedrooms. The kitchen features solid surface counters and modern appliances, including a dishwasher, disposal, microwave, range and refrigerator - everything you need to prepare delicious meals. The primary bedroom is a private retreat within this home, offering ample space, a walk-in closet, and an updated en-suite bathroom. The second bedroom is also spacious, with a generous walk-in closet. The second bathroom with updated vanity is en-suite. Your assigned parking space is right at the front door, ensuring convenience and peace of mind. The large, covered back patio provides a great space for enjoying your morning coffee or evening relaxation in a beautiful peaceful setting of trees and nature. The condo has been listed for $345, 000 and will not last long.
OTOW offers the security and comfort of being situated on one of the highest points in Pinellas County, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its four-decade history.
The 55+ community offers a wealth of amenities, with two activity centers, two heated swimming pools, a fitness center, tennis and pickleball courts, walking paths, and two private golf courses with 9 and 18 holes, free exclusively for resident owners, and more. OTOW is a very pet-friendly community, with a fenced dog park available just a few blocks from your condo. There are also hobby studios, and a wood shop for the exclusive use of residents. Association activities include swimming, fitness classes, dancing, clubs, cards, billiards, entertainment, educational classes, tennis, pickleball, and much more. Close to beaches, transportation, shopping, entertainment, and dining. Whether you’re looking for a year-round residence or a seasonal retreat, this home has everything you need for an enjoyable and comfortable lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$342,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $273,600 | $273,600 | $273,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,820 | $1,818 | $2,346 |
Total Monthly Payment | $2,069 | $2,067 | $2,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.