Gorgeous and the most tastefully updated home in such special community of Crystal Lagoon is available for an immediate occupancy . High and dry here, with an advantage to still have that beautiful water view! This cozy house comes with 4 bedrooms, 3 bathrooms, plus bonus room that could be used as an office or a play room, huge super cozy master bedroom with double door entrance, big loft area on the second floor connecting all the bedrooms, kitchen has many upgrades, including new tiled backsplash, high ceilings, views of the water and the fountain and much more that must be seen! The community offers outstanding outdoor lifestyle like nowhere else and comes with "Street Leaf" (solar streetlights)! Residents here have access to Elam Park & the dock at King Lake, Paddle Boarding, Kayaking, a Wi bit Obstacle Course, Cabanas, Aqua Banas, Sandy Beaches, Live Music Events, Swim Up Bar. The Lagoon is like an Outdoor Clubhouse that hosts Holiday/Seasonal Events including Trivia Night, Family Night, Movies on the Lawn, Sounds of Summer (live music series), Karaoke, Pumpkin Patch in November, Golf Cart parades, Cinco de Mayo, Fourth of July and much more. The Epperson Community Amenities include an Eagle’s Nest Part, a dog park, and golf cart paths. This home is only 10 minutes from KRATE (the new outdoor mall), 30 minutes to Downtown Tampa, and 90 minutes from Orlando and Walt Disney World, close proximity to the major interstates. This property offers mixed lifestyle opportunities for those who are looking for a lot of space in their homes in such bustling and fastest growing suburban community of Tampa Bay conveniently located to the Downtown. The highway is literally 3 minutes away from the house even during the rush hours! This home is in close proximity to Publix Plaza at Innovation Springs (you can ride the golf car over) The Epperson HOA quarterly fee includes cable + the fastest internet in the nation, Ultra-Fi. The Kirkland Ranch Academy is outstanding Charter School and just a few blocks away! 15 minutes to Pinecrest Academy. 7 minutes to the Montessori school. Carolwood Day school is 20-25 min away. 10 min to Saddlebrook school.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $502,400 | $502,400 | $502,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $873 | $873 | $873 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,342 | $3,339 | $4,308 |
Total Monthly Payment | $4,307 | $4,304 | $5,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.