109 West 122nd Street, New York (Mt. Morris Park), NY, 10027 | $2,699,999

Nestled on a charming tree-lined block within South Harlem's coveted Mount Morris Park Historic District, this stately 2-family Queen Anne brownstone, designed by the renowned architects Thom & Wilson in 1899, offers an extraordinary opportunity for both restoration and development. With a substantial, unused Floor Area Ratio (FAR), this four-story townhouse with a cellar not only retains its original grandeur but also invites a world of possibilities for expansion and customization.

This expansive residence spans an impressive 19 feet in width and boasts four full bathrooms and an array of preserved 19th-century details. From the beautiful stained glass windows to the intricate hardwood floors, fireplaces on each level, and elegantly framed doors with crown molding, this home is a testament to timeless architectural beauty. Each floor presents a unique opportunity to enhance or reimagine its space, whether as a luxurious single-family home, an investment property, or a high-end rental.

The Garden Floor is currently arranged with an expansive eat-in kitchen, a dining room, a full bathroom, and a living room, which opens directly to a private backyard-an ideal setting for creating a peaceful urban oasis. Ascending to the Parlor Floor, residents are welcomed by 12-foot ceilings and intricate woodwork throughout two generously sized, light-filled bedrooms. The main entrance to the parlor floor is accessible from the stoop and features a pair of grand double wood doors, topped by antique stained glass transoms and accompanied by South-facing windows.

Upstairs, the Third Floor offers charming South-facing bay windows, while the Fourth Floor has a month-to-month tenant in place, providing immediate rental income. Each floor offers flexibility, allowing the future owner to retain the current layout or to renovate and design to their unique specifications.

Located in one of South Harlem's most desirable areas, this property is surrounded by top neighborhood amenities, including Marcus Garvey Park, Whole Foods Market, and a thriving restaurant scene along Malcolm X Boulevard. Convenient access to the 2/3 subway, along with the 4/5/6, Metro North, and A/C/B/D trains, puts all of New York City within easy reach.

As a distinctive piece of Harlem's architectural history, this brownstone stands as the ideal canvas to create a custom dream home, a valuable investment property, or a luxury development opportunity. The combination of historical charm, substantial FAR, and unparalleled location offers a unique chance to increase equity and enjoy the best of South Harlem living.

Features

  • Town: New York
  • Amenities: Garden;
  • Rooms: 9
  • Laundry: InUnit
  • Year Built: 1899
  • Cooling: Unknown Type
  • Building Access : Walk-up
  • Service Level: None
  • Built Size: 19'x55'
  • OLR#: RPLU1032523249828
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/RPLU1032523249828/109west122ndstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Serhant LLC

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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109 West 122nd Street, New York (Mt. Morris Park), NY, 10027

$2,699,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,159,999 $2,159,999 $2,159,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.769% 6.270% 5.864%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,095 $13,124 $17,793
Total Monthly Payment $12,220 $13,249 $17,918

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.