This is your opportunity to own a well-maintained Cape Style Home in the desirable Community of Seymour. This is a perfect starter home in an established neighborhood! Before entering the home take a walk up the driveway to check out the original stone wall, scenic level backyard and treelined wooded area. Return to the home and enter through the front door. If Hardwood Flooring is on your "must have list" this home is a winner!!! The spacious 12' x 18' Living Room has a large window and is drenched in bright sunlight. Navigate into the super cozy Eat-In-Kitchen and navigate to the 12' x 12' Office (previously used as a Bedroom). Traverse back to the 1st of 3-Bedrooms then ascend up the Hardwood Staircase to 2nd & 3rd Bedrooms and the Half-Bath. Be sure to check out all the Storage. . . Town Records indicate that the home is connected to Public Sewer and Water. The interior of the home was freshly painted and is move-in-ready. The Town of Seymour features several recreational & outdoor parks along with the famed Naugatuck River for fishing and non-motorized boating enthusiasts. Close proximity to Restaurants, Schools, Medical Facilities and Shopping. For commuters, easy access to Routes 63, 67, 8 & 42. Seymour has a stop along the MetroNorth Railway and Route 84 is a short distance away. 20 Birchwood Road is a stately home in need of a little TLC but has LOTS of potential. Schedule your tour today - this one will sell quickly!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 13.0 x 12.0 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 13.0 x 12.0 | Upper |
Full Bath | Stall Shower | 5.0 x 8.0 | Main |
Half Bath | 4.0 x 6.0 | Upper | |
Kitchen | Ceiling Fan,Tile Floor | 11.0 x 17.0 | Main |
Living Room | Hardwood Floor | 12.0 x 18.0 | Main |
Office | Ceiling Fan,Hardwood Floor | 12.0 x 12.0 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 12.0 x 12.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $530 | $530 | $530 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,699 |
Total Monthly Payment | $2,734 | $2,732 | $3,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.