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120 Bayshore, Terra Ceia, FL, 34250 | $1,600,000
WATERFRONT GEM! This rare property is a true oasis on Terra Ceia Bay, offering 2. 5 acres of serene beauty with over 454 feet of waterfront. Nestled in a quiet neighborhood, this property boasts a 15-foot water depth in the bay center and only one bridge to open waters leading to Egmont Key or Anna Maria Island—perfect for fishing right from your doorstep! The stunning sunsets over Terra Ceia Bay and easy access to the Gulf make it an ideal location for outdoor enthusiasts, boaters, and nature lovers alike. With its Old Florida charm and convenient proximity to larger cities, this gem offers a unique blend of seclusion and accessibility.
The proposed build showcases a stunning 5-bedroom, 5-bathroom pool home, with renderings detailing the permitted 5, 100 heated sq ft (8, 100 total sq ft). The foundation and first floor are already poured. The seller is flexible, offering to clear the property if the build isn’t to your taste. The property is prepared with utilities and a fenced perimeter lined with mature oaks for shade. Enjoy lush landscaping with Zoysia grass, palm trees, and fruit trees, making this slice of Florida an exquisite retreat.
This listing is only for the offering of 2. 39 acres, the parcel has been subdivided and Manatee County is in the process of updating.
Features
- Amenities: Park
- Lot Size: irregular
- Lot Desc: Buildable, Cleared, Flood Plain, Level, Zoned for Horses
- View: Water
- Pet Policy: Yes
- MLS#: A4627680
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/A4627680/120bayshore_terraceia_fl?source=qrflyer
Listing courtesy of PREFERRED SHORE Phone: 941-999-1179
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
120 Bayshore, Terra Ceia, FL, 34250
$1,600,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,280,000 | $1,280,000 | $1,280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.625% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.304% | 6.762% | 6.725% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,090 | $8,196 | $11,150 |
| Total Monthly Payment | $8,215 | $8,321 | $11,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388