Resort Style Living in Sand Pebble Coastal Community. This waterfront townhome features both sunrise and stunning sunset views. Bring the water toys, private deeded boat dock directly behind the home with quick access to the Gulf of Mexico. The home is just minutes from several waterfront restaurants, Historic Downtown New Port Richey, Islands, and Marinas. Updated kitchen with new stainless steel appliances, white craftsman-style cabinets, and beautiful glass backsplash. The main living area has a luxury vinyl plank. There are two bedrooms, with an additional sleeping loft/ home office on the third floor and two full bathrooms. The ground level has tandem parking with room for a golf cart, workshop, or game room. There is a great screen porch in the back for cookouts and entertaining on the water. SEE FLOOR PLAN. The open floor plan on the 2nd level features a front balcony, living room, dining room, kitchen, laundry, bathroom, and large bedroom. The bedroom has double closets and a bay window with sunrise views. The 3rd level has a large sleeping loft/office with an amazing sunset view and a large main bedroom with sunrise views from the fully enclosed porch/office or sitting room. The community features 24-hour security, a boat ramp, a gorgeous Key West-style clubhouse with a fitness center, a swimming pool, tennis and pickleball courts, a putting green, a fishing pier, and a waterfront boardwalk. There are additional fees for kayak and trailer storage. You can go from your private dock, which is just minutes to the Cote River and the Gulf of Mexico. There are several boatable restaurants minutes away. You can access historic downtown New Port Richey by boat with docks along Sims Park. Great Islands and State Parks surround this area.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $366,000 | $366,000 | $366,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $623 | $623 | $623 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,435 | $2,433 | $3,138 |
Total Monthly Payment | $3,133 | $3,131 | $3,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.