Welcome to this charming and spacious one and half story cottage home with three additions to the original ground floor in the desirable Lake Sapphire community of Monroe, NY. Nestled on a sprawling double, corner lot, this property offers the perfect blend of classic character and modern comforts. The expansive ground level layout features 3 spacious bedrooms and 2 bathrooms, a great room with vaulted ceilings, a separate den, home office or reading room, and a bright and airy island kitchen with walkout to beautifully landscaped pollinator garden, providing ample space for both relaxation and entertaining. The finished, bonus half-story loft features an additional spacious suite with additional full bath. Recent renovations to this wonderful home include durable, hard-scraped laminate flooring, two bathrooms completely updated with stylish vessel sinks, and additional storage closets. Discover the warm, cozy and inviting atmosphere this stunning and unique home radiates with beautiful hardwood floors, gorgeous contemporary terracotta tiles, large picture windows that flood the living spaces with natural light, and a cozy wood-burning fireplace in the den. The spacious kitchen is perfect for hosting gatherings and entertaining and maintains its vintage charm while offering modern stainless steel appliances and plenty of cabinet and counter space for the home chef. Lake Sapphire's tranquil setting offers residents private lake and park access for year-round outdoor activities, while being just minutes from Monroe's shops, restaurants, and all major commuter routes. This well loved home is a true gem, offering a rare opportunity to enjoy classic charm in one of Monroe's most sought-after communities. Don't miss your chance to make it yours!
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$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $652 | $652 | $652 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $3,255 | $3,253 | $3,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.