2 Family by CO! Discover Modern Living in a Prime Location! Welcome to this beautifully renovated two-family home, offering versatile living spaces and modern comforts in one of West Babylon's most sought-after neighborhoods. Fully updated in 2022, this legal two-family residence combines sleek design with functionality, making it an excellent investment or home for extended family living. Key Features: ? Two Complete Units: Each unit boasts 2 bedrooms, a full bath, a kitchen, in unit laudry facility, and comfortable living areas. The first-floor unit features a spacious eat-in kitchen and a formal dining room, while the second floor offers a bright, open-concept living and dining space. ? Finished Basement: A full, finished basement with a private outside entrance and an additional full bath expands your options for recreation and entertainment. ? Upgraded Kitchens: Both kitchens are fully equipped with modern appliances, featuring abundant cabinet space and stylish finishes. ? Double Driveways: Ample parking with double driveways ensures convenient access for residents and guests alike. ? Separate Utilities: Each unit has its own electric meter, providing flexibility and convenience. ? Expansive Lot: The oversized lot provides a generous outdoor space, perfect for gardening, outdoor gatherings, or simply enjoying the surrounding landscape. Located just minutes from shopping, dining, schools, and major commuter routes, this home offers an ideal blend of convenience and comfort. Whether you're looking to invest or make it your own, this move-in-ready property is a rare find in West Babylon. Don't miss out on this incredible opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,341 | $1,341 | $1,341 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,366 | $4,254 | $5,397 |
Total Monthly Payment | $5,799 | $5,687 | $6,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.