Embrace the Good Life in Palm Harbor! This impeccably maintained townhouse is move in ready! Even better, it's priced below current market value, has an assumable FHA Loan(less than 3%) for qualified buyers, it's move in ready, and you can enjoy immediate equity at closing! This luxury inspired floorplan is spaciously designed for entertaining without sacrificing the convenience of day living. That means this spacious 3-bedroom, 2. 5-bathroom layout perfectly balances comfort, custom finishes, and a simple to maintain lifestyle.
As you enter, you'll find a convenient half bath on the ground floor, ideal for guests. The open-concept design flows seamlessly into the well-appointed kitchen, showcasing granite countertops and a bar area perfect for casual meals. The dining area, overlooking a relaxing patio with pond and golf course views. All of this sets the stage for both casual dinners with family or fun parties around the holidays.
Step outside to your private patio, perfect for sipping morning coffee or hosting family barbecues. This outdoor sanctuary is safely enclosed with a stylish masonry and metal fence, providing peace of mind for you and your pets.
Upstairs, the freshly painted primary suite offers a bedroom large enough for all your primary suite furniture, it features a fire place, and spa like en-suite bathroom. Enjoy peaceful moments on your quaint covered balcony, surrounded by beautiful scenery while you watch the sun rise over the natural setting that is teaming with wildlife.
The convenience of an upstairs laundry closet eliminates the hassle of laundry for you and your family. That laundry area is just off of a spacious loft provides an ideal space for a home office or reading nook, while two additional large bedrooms and full bathroom complete the upstairs. One of these bedrooms connects to a second full bathroom, making it perfect to offer family or guests much deserved privacy.
Recent upgrades ensure a hassle-free living experience, including a new HVAC system, new carpet on the stairs and in the loft. Don’t miss your chance to own this beautifully crafted townhome and enjoy the vibrant lifestyle that Palm Harbor has to offer!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$428,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $342,400 | $342,400 | $342,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,278 | $2,276 | $2,888 |
Total Monthly Payment | $2,637 | $2,635 | $3,247 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.