Welcome to Cypress Mill! This 2 story home offers an open concept floorplan with 5 bedrooms, 2. 5 bathrooms, 2 car garage and fully fenced yard. As soon as you step in the front door, you will be welcomed with a large sized formal living and dining room directly to your right. Down the hall, you will find a beautiful kitchen with granite counters and dark 42" upper wood cabinets. A spacious closet pantry and large center island provides plenty of space for meals and for everyone to gather around. Expansive family room has plenty of room for large furniture and has a sliding glass door that gives views to the private fenced backyard. The primary suite is located on the first floor and has walk in closet, double sink & vanity with granite counters and step in shower. The utility room and 1/2 bathroom are conveniently located downstairs. The second floor has a bonus space - perfect for a movie room/office/second family room and has all the 4 secondary bedrooms share an oversized full bathroom. Centrally located to shopping, restaurants and the interstate. It's good to be home! This property may qualify for Seller Financing (Vendee).
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $851 | $851 | $851 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $1,992 | $2,557 |
Total Monthly Payment | $2,943 | $2,918 | $3,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.