4239 Sagefield DRIVE, Harmony, FL, 34773 | $449,900

Under Construction. Nestled in the heart of St. Cloud, Florida, Harmony Central is a vibrant community that seamlessly blends natural beauty with modern living. Known for its picturesque landscapes, serene lakes, and an abundance of parks, Harmony Central offers residents a tranquil atmosphere while remaining conveniently close to local amenities and attractions. This community is ideal for those who appreciate outdoor recreation and a strong sense of neighborhood.

As part of our Heritage series, this stunning two-story residence offers a harmonious blend of elegance and functionality. Featuring 5 spacious bedrooms and 2. 5 beautifully designed bathrooms, the master suite is conveniently situated on the first floor, ensuring both easy access and ultimate privacy.

Entering through the covered porch, you are greeted by a bright and airy foyer that captures the essence of Florida living. The gourmet kitchen is a chef’s dream, showcasing exquisite granite countertops, a 27 cu. ft. stainless steel French door refrigerator, and an island adorned with two stylish pendant lights. An open iron stairway gracefully leads to four secondary bedrooms, enhancing the home’s spacious ambiance.

The luxurious master ensuite serves as a private retreat, complete with an enclosed tile shower and elegant granite countertops. Just off the kitchen, the well-appointed laundry room features upgraded cabinets that provide ample storage, marrying convenience with sophistication.

Step outside to discover your tranquil backyard oasis, where serene views of a picturesque waterfront pond invite relaxation and outdoor activities. The beautifully landscaped yard includes an irrigation system to ensure your greenery stays lush and vibrant. Additional highlights include Energy STAR windows for enhanced efficiency, hurricane shutters for peace of mind, and a spacious covered lanai perfect for entertaining and enjoying the beautiful Florida weather. This residence truly embodies the perfect blend of comfort, style, and practicality.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2024
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,072
  • Acreage: 0.15
  • Est. Taxes: $698
  • HOA Fee: $750 Annually
  • Lot Desc: Landscaped, Level, Sidewalk
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6254231
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/O6254231/4239sagefielddrive_harmony_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 3:16:22 AM)
Listing courtesy of NEW HOME STAR FLORIDA LLC   Phone: 407-803-4083

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4239 Sagefield DRIVE, Harmony, FL, 34773

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $58 $58 $58
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,392 $3,086
Total Monthly Payment $2,528 $2,525 $3,219

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.