Under Construction. Nestled in the heart of St. Cloud, Florida, Harmony Central is a vibrant community that seamlessly blends natural beauty with modern living. Known for its picturesque landscapes, serene lakes, and an abundance of parks, Harmony Central offers residents a tranquil atmosphere while remaining conveniently close to local amenities and attractions. This community is ideal for those who appreciate outdoor recreation and a strong sense of neighborhood.
As part of our Heritage series, this stunning two-story residence offers a harmonious blend of elegance and functionality. Featuring 5 spacious bedrooms and 2. 5 beautifully designed bathrooms, the master suite is conveniently situated on the first floor, ensuring both easy access and ultimate privacy.
Entering through the covered porch, you are greeted by a bright and airy foyer that captures the essence of Florida living. The gourmet kitchen is a chef’s dream, showcasing exquisite granite countertops, a 27 cu. ft. stainless steel French door refrigerator, and an island adorned with two stylish pendant lights. An open iron stairway gracefully leads to four secondary bedrooms, enhancing the home’s spacious ambiance.
The luxurious master ensuite serves as a private retreat, complete with an enclosed tile shower and elegant granite countertops. Just off the kitchen, the well-appointed laundry room features upgraded cabinets that provide ample storage, marrying convenience with sophistication.
Step outside to discover your tranquil backyard oasis, where serene views of a picturesque waterfront pond invite relaxation and outdoor activities. The beautifully landscaped yard includes an irrigation system to ensure your greenery stays lush and vibrant. Additional highlights include Energy STAR windows for enhanced efficiency, hurricane shutters for peace of mind, and a spacious covered lanai perfect for entertaining and enjoying the beautiful Florida weather. This residence truly embodies the perfect blend of comfort, style, and practicality.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,086 |
Total Monthly Payment | $2,528 | $2,525 | $3,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.