Welcome to 1121 Josephine Street, where classic bungalow charm meets modern functionality. This beautifully renovated home combines timeless character with updated features, making it a perfect fit for those who want a cozy, move-in-ready space in a highly sought-after Lakeland neighborhood.
Generously-sized bedrooms filled with natural light, ideal for relaxing, working from home, or hosting guests. The updated bathroom with stylish finishes, blending modern touches with a nod to the home’s historic charm and craftsmanship. The bungalow retains key architectural features like original hardwood floors, moldings, and unique built-ins that add both warmth and personality. A fresh color palette complements the home’s architectural style while giving it a cozy & welcoming feel.
The covered front porch is perfect for sipping morning coffee or unwinding in the evening. Overlooking a historic cobblestone street that meanders down to one of Lakeland’s most picturesque backdrops, Lake Hunter. The spacious yard provides a great space for your dream herb garden, outdoor dining area, or even expanding with a deck or patio. It’s a blank canvas for your outdoor lifestyle. Thoughtfully landscaped with lush greenery and native plants, enhancing both beauty and privacy.
Minutes from local shops, dining, parks, and entertainment, the home’s location offers a vibrant lifestyle with plenty of conveniences. Just a jaunt away from the world renowned Bonnet Springs Park & Historic Polk Theatre. Nestled in a charming Lakeland community known for its tree-lined streets, walkability, and historic homes.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,384 | $1,382 | $1,754 |
Total Monthly Payment | $1,592 | $1,590 | $1,962 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.