Discover the charm of Key West-style living at 1215 Bayshore Drive on Terra Ceia Island. This elevated waterfront home, built in 2000, offers 4 bedrooms, 3. 5 bathrooms, and 3, 045 square feet of heated living space, all set on 3. 25 acres of picturesque waterfront land. As you approach the home, lush landscaping leads you up the front stairway to a welcoming porch, showcasing the property’s quality craftsmanship. Step inside to find windows framing serene green views of the backyard. The first level features a foyer, great room, and formal dining room, all opening to the back porch through elegant glass French doors. A corner room, currently used as a TV room, offers flexibility as an office or playroom, and a convenient half bath is available for guests. The kitchen is a chef’s delight with custom wood cabinets, granite countertops, an antique marble top on oak buffet island, stainless steel appliances, and a gas range. Enjoy your morning coffee in the cozy dinette area. The oversized laundry room includes a 1920’s cast iron farm sink and an open pantry. The first level also houses a guest ensuite with a walk-in closet, and a full bath featuring beehive ceramic tile flooring, a walk-in shower, and a single sink vanity. Upstairs, the generous primary suite boasts a walk-in closet and an updated bathroom with a Jacuzzi tub, an open shower, and dual vanity sinks. Two additional spacious guest rooms and a bathroom complete the second level, with potential for use as home offices. Additional features include windows and doors framed with wood molding, ceiling fans throughout, a whole-house vacuum system, an alarm system, and a space for a future elevator. The screened back porch, complete with ceiling fans, offers a perfect spot to relax with a good book. The ground floor includes a mudroom, an oversized storage closet, 2 covered parking spaces under the house, and a second storage room for bikes, etc. The property also features a freshwater pond with an artesian well that irrigates the fenced vegetable garden and other yard areas, the lawn sprinkler system for front house is on municipal water. There is a 23 x 24 concrete air-conditioned workshop/studio building, with attic storage above, and 3 additional parking spaces for additional vehicles or a boat. Fully fenced and gated with a solar powered gate operator w/gate keypad and remote. Enjoy walking the 125-foot wooden boardwalk leading to the observation deck, you can easily access your canoe, kayak, or skiff for fishing adventures. Conveniently located near Sarasota, Bradenton, St. Petersburg, and Tampa, and just minutes from the sandy beaches of Florida’s Gulf Coast, this home is uniquely nestled among the waterways of Miguel Bay, Tillette Bayou, and Terra Ceia Bay. Terra Ceia Village Improvement Association is the longest ongoing civic association in the State of Florida. For more information: https: //www. terraceiavia. com/
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,800,000 | $1,800,000 | $1,800,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $573 | $573 | $573 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,526 | $11,675 | $15,804 |
Total Monthly Payment | $12,224 | $12,373 | $16,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.