Welcome to this charming home directly on Bear Creek that flows out to Boca Ciega Bay. With 147 feet of direct waterfront along Bear Creek, you will see an abundant amount of wildlife including manatees, otters, and plenty of Florida birds. *This home did not flood nor have ANY storm damage from the hurricanes*. This home is tucked away on a quiet cul-de-sac with just a handful of other homes. The adjacent vacant lots to the left and across the creek are owned by the county which are filled with native Florida fauna. The seawall is maintained by the county so you can enjoy all the perks of living along the creek without any headaches of maintaining it. This home is also located in Unincorporated Pinellas County. This could make for a great short-term rental or seasonal vacation home.
Stepping inside the home you are greeted with a great bonus space that would be perfect as a home office. The oversized living room allows for views out to Bear Creek with tons of natural light streaming in. The updated kitchen features wood cabinets, granite countertops, stainless steel appliances, clerestory windows for more light, built-in pantry, and an eat-in dining space. Stepping outside there is a French door that opens to a screened porch, perfect for morning coffee while enjoying the various wildlife. Both bedrooms feature vaulted ceilings, and the primary suite offers an en-suite bath with neutral tilework, a walk-in shower, a newer vanity, and modern fixtures. The updated hall bath is located by a convenient laundry closet (washer/dryer stays with the home).
The pie-shaped lot has multiple options to enjoy the outdoors. You can fish off the seawall, where mullet and snook often swim. The lush landscaping includes mango, avocado, orange, banana, and blackberry bush/trees. Additional updates include roof (2021), A/C system (2022), a newer tankless water heater, and two wood sheds on the property. Located in the sought-after South Pasadena area, this unique property is only minutes from Gulfport, Treasure Island, and St. Pete Beach. It is also near plenty of great restaurants, bars, and shopping. This is truly a unique opportunity to live along the water in this amazing area.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $2,863 | $2,860 | $3,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.