Welcome to your dream home at the Villas at Stillwater, a gated community. This meticulously maintained and barely lived in Standard Pacific built villa is the epitome of carefree living. The 1501 Sq. Ft. , partially-furnished 2 Bedroom, 2 bath Villa is move in ready with a new roof in 2022, new HVAC in 2021, impact windows, and nestled in X flood zone, so flood insurance may not be required. This villa also sustained no damage from Hurricane Milton or Helene. The heart of this home is the large kitchen, featuring beautiful wood cabinets, easy care Corian countertops, pot organizers and large pantry. Natural light floods the large living room through sliders in the back of the home providing a serene Waterview of a pond. Imagine enjoying your morning coffee on the extended lanai with a gentle breeze from the ceiling fan as you birdwatch the herons, ospreys and ducks in the water. The dining area has a large arched window which, along with the high ceilings, ceramic tile in living areas and laminate floors in bedrooms and Den/Study, makes this home not only bright and inviting but easy care. The primary bedroom features a tray ceiling, spacious walk-in closet, a step-in shower, a private water closet, double sink vanity and ample storage. The second bedroom adjoins a full bath for guest privacy. The den/office, which is presently used as a 3rd bedroom, closes off from the living room with French doors. An inside laundry room is designed for efficiency and style, equipped with finished cabinetry. Lush landscaping surrounds the house and a paver walkway gives easy access to the front door. This home is equipped with a security system and exterior cameras, a smart thermostat, and a smart garage door opener with battery backup, ensuring both safety and convenience. Located close to Englewood hospital, the YMCA, restaurants, beaches, shopping, golfing, boating, and fishing, this home offers the perfect blend of tranquility yet convenient accessibility. The HOA includes yard maintenance, fresh exterior painting every 5-7 years, 20 year roof replacement program, and recycled water for irrigation. The Villas at Stillwater invites you to relax and connect with neighbors, with amenities including a pool, spa, and clubhouse hosting regular social events. Don't miss the chance to make this exceptional property your new home!
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$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,015 | $2,600 |
Total Monthly Payment | $2,393 | $2,391 | $2,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.