Welcome to this delightful 3-bedroom, 1. 5-bathroom residence in the heart of the historic uptown Kingston. This home beautifully combines modern comforts with classic charm, making it the perfect sanctuary for those seeking a vibrant community atmosphere. Step inside to find a welcoming living room filled with natural light, ideal for entertaining or relaxing. There is a seamless flow between the living room, dining area, and kitchen. The updated kitchen boasts a contemporary feel with ample counter space, and updated cabinetry, ensuring it's both functional and aesthetically pleasing for your culinary adventures. Three generously sized bedrooms provide plenty of space, while each room features large windows that allow for abundant sunlight and a cozy ambiance. The home includes a full bathroom on the second floor, as well as a convenient half-bath on the main level. Outside you can enjoy the fresh air in your private yet manageable yard, perfect for gardening, or simply unwind after a busy day on the side porch. This home retains its original character with charming architectural details, hardwood floors, and a beautiful facade that reflects Kingston's rich history. Walking distance to the vibrant Stockade district filled with shops, restaurants, parks, cultural attractions, events, markets, and more. Don't miss your opportunity to make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $590 | $590 | $590 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,609 | $3,606 | $4,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.