Experience luxury in this 4-bedroom, 3-bathroom home available for annual rent in Alton. Built in 2022, this home has over $150k in upgrades and is offered furnished or unfurnished. The downstairs boasts an open floor plan with natural light, a gourmet kitchen with ceiling-height cabinets, 3-inch Cambria quartz island, GE Cafe appliances, wine fridge, and large pantry. Elegant wood-look flooring, white plantation shutters, and motorized shades complete the look. Added conveniences include a laundry room with storage, an upgraded washer and dryer, under-stair storage, and a two-car garage. Upstairs features a primary ensuite with a walk-in closet, two more bedrooms, and a full bathroom. The ground floor includes a versatil
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Our Executive Mortgage Banker:
Our Insurance Division:
$9,750
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $7,800 | $7,800 | $7,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $52 | $52 | $66 |
Total Monthly Payment | $127 | $127 | $141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.