Welcome to your new Home! Located in the sought after community of Spruce Creek South. NO BONDS! Beautiful amenities and close to everything! Enjoy a round of golf with new friends. Take a dip in the pool to cool off. Or try out the many other amenities such as billiards, crafts, softball, pickleball, bocce ball, volley ball, etc. Do you have an RV? There is a lot to rent a space for that! This 2 bedroom 2 bath has an open floor plan bathed in natural light. With the split floor plan your guests have privacy. The kitchen has many cabinets and an island to pull up a few stools. The primary bedroom is spacious with a nice size walk in closet. Your very own en suite bathroom has many cabinets for storage. The walk in tiled shower is a nice size and easy to maintain. Entertain guests in the dining area and open the sliding doors to the enclosed lanai to maximize the space. The lanai has a tiled floor and would be a great place to enjoy an evening drink. Guests can enjoy their own wing with the bathroom located next door. With a long pavered driveway there is plenty of room for friends and family to park off the street. This home is located off the main drag and is a very quiet neighborhood. Enjoy all the area has to offer with a lower HOA fee in a truly gated community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,585 |
Total Monthly Payment | $1,405 | $1,404 | $1,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.