115 Palmetto AVENUE, Anna Maria, FL, 34216 | $3,495,000

Don't miss out on this charming 4-bedroom, 3 1/2-bathroom home, a stunning new construction located west of Gulf Drive! With direct beach access just steps away, you'll find yourself immersed in the beauty of the Gulf of Mexico without any busy streets to navigate. Whether you're seeking a family vacation retreat or an investment property, this home offers the perfect blend of comfort and style.

Step inside to discover an interior adorned in coastal chic furnishings, providing a welcoming atmosphere for relaxation. Wood-patterned porcelain tile planks span the entirety of the home, complemented by stainless steel appliances, water blue tile backsplash, granite countertops, and shaker cabinets in the kitchen. Convenience is key with an attached garage and an elevator for easy access to all levels.

Indulge in the tranquility of the front and back balconies, ideal for unwinding with a good book or dining al fresco. Descend the spiral staircase to the backyard oasis, complete with a heated pool and spa half-covered to provide respite from the Florida sun. Lush, maturing landscaping surrounds the property, ensuring privacy for you and your guests.

For added comfort, an automatic mosquito control system has been installed in all fenced-in areas, allowing you to fully enjoy outdoor living. With ample space for bikes and beach toys, this home offers everything you need for the ultimate island getaway. Come experience the beauty and serenity of Anna Maria Island – your slice of paradise awaits!

Check out our virtual tour film!

This home is offered turnkey.

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Closet, Upper Level
  • Style: Custom, Florida
  • Year Built: 2020
  • Garage: 1-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,119
  • Acreage: 0.13
  • Est. Taxes: $44,352
  • Lot Desc: Flood Insurance Required, FloodZone, Near Public Transit, Street Dead-End
  • View: Pool
  • Pool: Gunite, Heated, In Ground, Lighting, Pool Alarm
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Washer
  • MLS#: A4593200
  • Days on Market: 246 days
  • Website: https://www.raveis.com
    /eprop/A4593200/115palmettoavenue_annamaria_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 6:28:32 AM)
Listing courtesy of PREMIER SOTHEBYS INTL REALTY   Phone: 941-364-4000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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115 Palmetto AVENUE, Anna Maria, FL, 34216

$3,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,796,000 $2,796,000 $2,796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $3,696 $3,696 $3,696
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $17,903 $17,903 $24,549
Total Monthly Payment $21,724 $21,724 $28,370

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.