651 Garland CIRCLE, Indian Rocks Beach, FL, 33785 | $595,000

BOATERS & BEACH-lovers PARADISE! Boaters – this amazing home sits on the Intracoastal Waterway and INCLUDES your very own private DEEDED BOAT LIFT (12, 000 LBS!!) and composite dock with water & electric IN YOUR BACKYARD!! (DIRECT ACCESS to the GULF OF MEXICO!) Beach-lovers – gorgeous Indian Rocks BEACH is literally a 2-minute golf cart ride away (5-min walk!)!! BEST of BOTH WORLDS!! This amazing 1465sqft, open floorplan, 3-story townhome offers 2-bedrooms, 2-bathrooms, HUGE/OVERSIZED 2-CAR GARAGE (tandem) on the ground floor with lots of space for your boating and beach gear. (There’s even a big under-the-stairs storage closet. ) Sliding glass doors lead you to your COVERED PATIO which is WATERSIDE! You’ll enjoy GREAT VIEWS of the WATER and you’ll be steps away from your boat dock (and your boat that’s on your lift!)! Your “living” space is elevated – a good thing – and begins on the second floor. (SELLER OFFERING $15, 000 CREDIT toward re-installing some ground level drywall at entry & garage area due to Helene. There was NO water at all in the living space. ) Your tiled covered entry with its French door and sidelight – welcome you into a bright open floorplan with skylights, wood-burning fireplace, high ceilings and amazing water views! You’ll immediately notice how inviting and bright this area is thanks to its TRIPLE pane SLIDING GLASS DOORS that leads to your covered balcony - SO MUCH NATURAL LIGHT! Your super spacious living room, open kitchen, and big dining room combo is perfect for those quiet nights at home and - perfect for entertaining. Your large second bedroom with a huge picturesque window, walk-in closet and en-suite bathroom is also on this level. The primary bedroom owns the top floor! It not only has VAULTED CEILINGS, a huge walk-in closet and an ensuite bathroom – it also has its own PRIVATE BALCONY. Wake up to amazing sunrises, enjoy breathtaking SUNSETS, and sneak a peek at your boat on YOUR BOAT LIFT - whenever you want! (The laundry room is also on this floor. ) This METICULOUSLY MAINTAINED home has been LOVED and CARED FOR by the same owners for 30 years! ~ BOAT LIFT REBUILT in 2018! ~~ Curlew Landings South is a MAINTENANCE-FREE COMMUNITY with a heated pool, tennis/pickleball courts, community dock to launch your kayaks & paddle boards. Across the street from the beach and within walking distance to restaurants, shops, and more… Indian Rocks Beach is GOLF CART FRIENDLY! ~~ HOA dues include: insurance, maintenance exterior and grounds, pest control, cable TV, internet, pool, recreational Facilities, sewer, trash, AND water! ~~ The HOA is currently installing your BRAND-NEW BALCONIES! ~~ YOU REALLY, REALLY HAVE TO COME SEE THIS PLACE!!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 1994
  • Garage: 2-car Garage Door Opener, Ground Level, Oversized, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,465
  • Acreage: 0.03
  • Est. Taxes: $2,880
  • HOA Fee: $777 Monthly
  • View: Water
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8307175
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8307175/651garlandcircle_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 10:34:06 PM)
Listing courtesy of PRISTINE FLORIDA PROPERTIES LLC   Phone: 727-510-8226

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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651 Garland CIRCLE, Indian Rocks Beach, FL, 33785

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $240 $240 $240
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,167 $3,164 $4,014
Total Monthly Payment $3,499 $3,496 $4,346

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.