Welcome home to this beautiful 4 BR 2. 5 Bath Colonial in Port Jefferson Village. Peace and serenity surrounds you on this quiet dead end street. Large living room with bright bay window with wood burning fireplace opens to the large dining room with double doors leading into the breakfast room. Kitchen features granite counters and bright white cabinets looking out to the sunporch. Step down den offers built in cabinets and large slider door to the outside deck. 1/2 bathroom and laundry room complete the main floor. The oversized screened in porch feels like a serene oasis, where nature meets comfort. Lush greenery surrounds the space. Upstairs primary suite offers seating area overlooking the backyard, full bathroom, vanity area and a wall of closets for storage. Hall bathroom connects to 2nd bedroom with 2 additional bedrooms that completes the upper level. Mini Split ductless AC and wall units. Oil heat. Partially finished basement. Enjoy all the Port Jefferson Village amenities including Private beaches, free parking, discounted golf membership. Port Jefferson Blue Ribbon School District.
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,999 | $575,999 | $575,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $1,179 | $1,179 | $1,179 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,832 | $3,828 | $4,858 |
Total Monthly Payment | $5,103 | $5,099 | $6,129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.