Welcome to this stunningly renovated 4 bedroom, 2 1/2 bath center hall colonial located in the highly desirable Smithtown SD. The full 2023 renovations include a state of the art propane heating system, all new AC, roof, gutters, siding, pavers, pavilion, pool etc. Entering the front door you are greeted by a grand foyer with cathedral ceiling and gleaming hardwood floors and elegant finishes throughout. The open concept entertainer's kitchen was thoughtfully designed with custom cabinetry, Thermador appliances, imported natural stone counters and an expansive center island that is opened to the spacious living room. There is also a convenient side door off the new driveway that opens to the custom mudroom and entry to the 2 car climate controlled garage. Upstairs the primary ensuite is a private retreat with walk-in closet and a bathroom that boasts an oversized walk-in shower and spa-like bath. Three additional bedrooms all with walk-in closets provide plenty of storage and are bright with natural light. The partially finished basement with 10ft ceilings features a spacious recreation and entertainment area along with plenty of extra storage. For your outside entertainment enjoy the shaded Pavillion with built-in BBQ and counters or swim in the saltwater heated pool with 3 waterfalls, 2 firepits and ambient lighting for nighttime swims. This home is designed for those who value style, comfort and convenience. Don't miss this opportunity to own this new dream home!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,993 | $1,993 | $1,993 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,443 | $7,074 | $9,444 |
Total Monthly Payment | $8,561 | $9,192 | $11,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.