Attractive vinyl sided ranch with attached garage. Move in condition. 55+ community with social hall, pool, tennis, gardening area and lovely grounds for walking. First floor laundry, large basement for storage with built in shelves plus a finished room in the lower level with heat and ac. Walkout basement. Newer roof and lovely deck for your enjoyment. Kitchen has a culligan water filter rented for $19 a month. Large open floor plan with formal dining room and living room. Primary bedroom has an extra closet. Lovely 2 bedroom ranch in 55+community, updated furnace vinyl sided with attached garage with automatic opener. Updated kitchen, formal dining room, vaulted ceiling, 2 full baths with showers, no tub. Finished room in the lower level heated and ac. Walkout basement.
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Dining Room | Main | |
Kitchen | Remodeled,Built-Ins,Pantry | Main |
Living Room | Vaulted Ceiling,Combination Liv/Din Rm,Patio/Terrace,Engineered Wood Floor | Main |
Primary Bedroom | Full Bath,Stall Shower,Wall/Wall Carpet | Main |
Rec/Play Room | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,860 | $2,381 |
Total Monthly Payment | $2,412 | $2,362 | $2,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.