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235 Essex Road, Old Saybrook (Ayer's Point), CT, 06475 | $390,000
Welcome to 235 Essex Rd, a charming retreat nestled in the heart of Old Saybrook, CT. This updated home features three spacious bedrooms, one on the first floor, and two full baths. Step inside to discover a freshly painted interior, Freshly refinished hardwood floors on the first level and adorned with new carpeting on the second level. The eat in kitchen opens to both the living room and adjacent glassed in sunroom. The inviting living room boasts a cozy fireplace, and is large enough for a dining area, creating an ideal setting for relaxation. Enjoy your morning coffee or entertain guests in the sunroom that overlooks a generous backyard, nearly an acre of lush greenery and landscaping. The property also includes a two-car detached garage, offering ample storage for your vehicles and outdoor gear. Venture to the partially finished basement, where you'll find convenient laundry facilities alongside charming wood paneling and the ability to have a wood burning stove. This space is easily transformed into a recreational room or T. V hangout. Home warranty included. Don't miss the opportunity to do more updates to make this property your new home!
Features
- Town: Old Saybrook
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Lower Level
- Style: Saltbox
- Year Built: 1975
- Garage: 2-car Detached Garage,Driveway
- Heating: Baseboard
- Cooling: None
- Basement: Full,Heated,Sump Pump,Interior Access,Partially Finished,Liveable Space,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 1,316
- Below Grade Approx. Sq. Feet: 504
- Acreage: 0.92
- Est. Taxes: $4,046
- Lot Desc: Fence - Partial,Fence - Privacy,Level Lot,Cleared,Open Lot
- Elem. School: Kathleen E. Goodwin
- Middle School: Per Board of Ed
- High School: Old Saybrook
- Appliances: Electric Cooktop,Electric Range,Range Hood,Refrigerator,Dishwasher,Washer,Electric Dryer
- MLS#: 24050318
- Website: https://www.raveis.com
/prop/24050318/235essexroad_oldsaybrook_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 9.7 x 13.8 | Main | |
| Bedroom 2 | 9.7 x 24.4 | Upper | |
| Eat-In Kitchen | Remodeled,Breakfast Nook,Pantry | 20.3 x 13.5 | Main |
| Full Bath | Main | ||
| Full Bath | Upper | ||
| Living Room | Combination Liv/Din Rm,Fireplace,Patio/Terrace,Sliders,Hardwood Floor | 10.1 x 26.2 | Main |
| Primary Bedroom | 10.6 x 24.4 | Upper | |
| Sun Room | Ceiling Fan,Wall/Wall Carpet | 9.4 x 15.3 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
235 Essex Road, Old Saybrook (Ayer's Point), CT, 06475
$390,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,076 | $2,074 | $2,631 |
| Total Monthly Payment | $2,488 | $2,486 | $3,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524