This charming 2 bedroom/1 bathroom waterfront home offers direct access to the Gulf of Mexico via the Imperial River, perfect for boating and water enthusiasts! The bedrooms each included large closets with mirrored sliding doors. The bathroom is equipped with a walk in shower featuring a convenient seat, and a spacious quartz countertop complimented by a tile floor. A dedicated washer and dryer area provides additional convenience, including three built in cabinets for storage. Both the kitchen and living room feature Lifeproof flooring installed over three quarter inch PVC cellular trim, creating a stylish and resilient finish throughout these spaces. The kitchen also includes durable quartz countertops and a large island, providing ample space for meal prep and entertaining. A screened in lanai with pavers and doors on both sides creates an ideal space for outdoor relaxation. The property also includes a new boat lift with pavers in the surrounding area, equipped with water, electric and lighting. The boat lift can be controlled manually and remotely. The shed offers an additional storage option. The home includes wind migrations straps in the attic, along with a lifted A/C system that was installed in 2023, but does not work at this time. Due to "Hurricane Milton", the lower kitchen/bathroom cabinets, lower walls and carpeting in bedrooms, plus all appliances will need to be replaced. This presents an opportunity for the next owner to customize these areas to their taste or start from scratch with a tear down.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,716 |
Total Monthly Payment | $4,020 | $4,017 | $5,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.