Presented byChristine Morrissette |
Home Sweet Home! This well-maintained colonial is loaded with character and charm. Newer roof, newer 8 yr. old high efficiency Utica Gas Boiler. Solar contract at $48 month, keeps your electric bill at $10-15 a month!! Exterior and interior of the home has been freshly painted. Half of the home's windows are newer Thermopane replacement windows. Gorgeous hardwood floors throughout. Lovely breezeway side entry provides great storage for coats and boots as well as access to the one car garage and back yard. Main floor holds the spacious kitchen, dining room, a large front to back fireplaced living room. Off the living room you will find a sunny large screened in seasonal porch overlooking the peaceful private back yard, this porch adds wonderful entertaining space during the warmer months as well as a quiet oasis to enjoy summer evenings. The second floor holds two larger bedrooms as well as one smaller bedroom all with ample closet space. In the basement one half holds mechanicals, laundry and conveniently organized storage shelves, while the other half is partially finished making a great extra play space or a dedicated exercise room. This home is conveniently located on a quiet street with easy access to everything!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Kitchen | Main | |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Upper | |
Sun Room | Patio/Terrace | Main |
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$339,000
Sales Vice President
William Raveis Real Estate
Phone: 860.416.0974
Christine.Morrissette@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.605.5576
Rick.Cannavaro@raveis.com
NMLS Mortgage Loan Originator ID 89074
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,804 | $1,802 | $2,287 |
Total Monthly Payment | $2,406 | $2,404 | $2,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.