Nestled in a serene and sought-after neighborhood, this charming 5-bedroom colonial offers an ideal blend of modern comforts and classic appeal. Stepping inside, you're greeted by gleaming hardwood floors that span the entire home, creating a warm and inviting atmosphere. The heart of the home is the updated kitchen, which boasts contemporary finishes, sleek countertops, making it a perfect space for culinary enthusiasts and gatherings with loved ones. Adjacent to the kitchen is a spacious dining area, perfect for hosting memorable meals and celebrations as well as wood stove for those chilly evenings. The first floor features the primary bedroom, providing convenience and privacy, complete with an en-suite bathroom. Upstairs, you'll find four additional well-appointed bedrooms, each offering ample space and natural light, ideal for family members, guests, or a home office. Outside offers a refreshing oasis with private backyard and firepit for those cool autumn evenings, surrounded by a landscaped backyard providing both beauty and privacy. Car enthusiasts and hobbyists will appreciate the convenience of not only a 2-car under garage but also an additional 2-car detached garage, providing plenty of space for vehicles, tools, and storage. Located in a quiet neighborhood, yet close to all amenities including schools, shopping, and dining, this home offers the perfect balance of tranquility and convenience.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $780 | $780 | $780 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,721 | $4,801 |
Total Monthly Payment | $4,597 | $4,593 | $5,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.