Welcome to this beautifully maintained 3-bedroom, 2-bathroom home with a floor plan ideal for modern living. The great room seamlessly combines with the kitchen and dining area, creating the perfect gathering space for family and friends. Remodeled in 2022, the kitchen boasts shaker cabinets, granite countertops, stainless steel appliances, and a brand new stove (2024). Conveniently located off the kitchen, the spacious laundry room includes a deep sink and extra storage. You'll love the versatility of the bonus/flex room off the family room- perfect for a 4th bedroom, office, gym, playroom, craft room, or extended living area. The home features desirable upgrades, including tile flooring throughout, vaulted ceilings in the family room, upgraded lighting and fans, and neutral paint colors. Recent updates include: 2022- NEW ROOF, HOT WATER HEATER, ELECTRICAL PANELS, and a WOODEN FENCE. 2023- SEWER LINE REPLACEMENT from the house to the street. 2024- FRESH INTERIOR AND EXTERIOR PAINT. The private, fenced backyard- accessible from the side gate, carport, and laundry room- offers endless possibilities for outdoor enjoyment, with plenty of space for a pool, deck, or shed. The carport storage area is a blank slate and ready for customization to suit your needs. Located in Bayshore Gardens, this home comes with NO DEED RESTRICTIONS, giving you the freedom to bring your toys! Optional HOA membership provides access to the community amenities- private boat ramp and marina, docks, fishing pier, kayak/canoe launch and storage, jr Olympic-size swimming pool, and recreational facilities such as pickleball and basketball courts, a playground, indoor kitchen/banquet hall and BBQ pavilions. Centrally located near Bradenton's shopping and dining. Only 10 minutes to Sarasota International Airport and 15 minutes to Bradenton's beaches. Don't miss your chance to enjoy flexible living- schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,380 | $2,378 | $2,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.