You will love this charming 2005 Chariot Park Model Home in desirable Alligator Park! Step into this bright and meticulously maintained one-bedroom, one-bathroom model home featuring luxury carpet and wood like vinyl flooring in the kitchen and bathroom. The home is surrounded with windows for plenty of natural lighting. The open and inviting kitchen boasts ample cabinet and counter space, perfect for cooking and entertaining friends and family. Enjoy meals in the cozy dining nook by your bay window. Your bedroom includes a luxurious Sleep Number mattress for ultimate comfort, plus a built-in dresser and a wall-length closet for excellent storage. The en-suite bathroom is conveniently designed with two separate entrances, a walk-in shower, and built-in linen cabinets. This home is equipped with a whole-house water softener system, and the laundry area includes a newer GE washer, replaced in 2021. Outside is your 8'x8' detached shed with electricity offering a workspace and storage options. Also this home has a new shingle roof and rain gutters replaced in 2023. You’ll love calling this gem in Alligator Park home your perfect winter retreat, and just steps away from the community clubhouse and swimming pool! Home comes fully furnished and price INCLUDES the park share of $60, 000. Low HOA fee includes water, sewer, lawn care, community clubhouse, newly rennovated swimming and lap pool, library and more. Alligator Park has over 50 acres of paved lighted streets along with a 25 acre lake for residents to enjoy fishing and (non-motorized) boating. Close to downtown Punta Gorda a vibrant waterfront community along the Laishley & Gilchrist Parks there is always something to see and do in this quaint town. This home comes completely turnkey. Hurry and schedule your showing today, this home will not last!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $108,000 | $108,000 | $108,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $8 | $8 | $8 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $719 | $718 | $911 |
Total Monthly Payment | $802 | $801 | $994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.