Welcome to this charming and spacious Cape-style home in the highly sought-after Mount Vernon neighborhood of Lawrence, MA. This residence blends classic design with modern amenities, including a Navien heat and hot water combination unit installed less than a year ago and central air conditioning for year-round comfort. Upon entering, you’ll find a bright, modern kitchen featuring sleek quartz countertops, stainless steel appliances, and upgraded cabinetry, leading to inviting living and dining areas perfect for family gatherings. The home offers generously sized bedrooms, including two on the main level, along with three well-appointed bathrooms, one of which is an en suite with a jetted tub and tiled shower for added convenience. Step outside to an expansive backyard ideal for relaxation and recreation, with a deck and covered porch perfect for morning coffee or evening BBQs. The finished lower level adds versatility and added accommodation for a variety of your needs. Act fast!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | First |
Bedroom 3 | Closet, Flooring - Hardwood | Main,First |
Bedroom 4 | Closet, Flooring - Hardwood | Main,Second |
Dining Room | Ceiling Fan(s), Flooring - Hardwood | Main,First |
Kitchen | Flooring - Laminate, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Exterior Access, Remodeled, Stainless Steel Appliances, Lighting - Overhead | Main,First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Exterior Access, Recessed Lighting | First |
Master Bedroom | Bathroom - Full, Ceiling Fan(s), Flooring - Hardwood, Recessed Lighting | Second |
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Our Executive Mortgage Banker:
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$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,487 | $3,398 | $4,311 |
Total Monthly Payment | $4,017 | $3,928 | $4,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.