Check out this very popular Philadelphian model villa is in the premiere 55+ gated, golf community of On Top of the World! This Spacious 2 bedroom, 2 bath, 1-car garage home is located on one of the widest streets in the community. Welcoming front porch leads into the living room/dining room space making for great entertaining! The bedrooms are to the left and the eat-in kitchen is located to the right of the main living space. The primary bedroom is in the back of the home for privacy with a large walk-in closet and en-suite bath with step-in shower. The guest bedroom has an extra-large closet, with hall/guest bath dividing the bedrooms. The eat-in kitchen is light and bright! Step out to the covered back porch to enjoy outside Florida living. The monthly HOA fee includes basic cable, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash, 24/7 guarded gates and LOADS of amenities! three pools (2 outside & 1 inside), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers. This beautiful concrete block construction home is located on rented land with a 99-year land lease - buyers will receive a leasehold estate ownership deed - willable, transferable, sellable property. The home is located in the maintenance free area of On Top of the World - exterior maintenance, landscaping, etc. , are taken care of by the HOA.
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Our Executive Mortgage Banker:
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$155,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,000 | $124,000 | $124,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $825 | $824 | $1,046 |
Total Monthly Payment | $970 | $969 | $1,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.